Tips for Homeowners

8/1/2018 (Permalink)

When fire strikes, the recovery process can be overwhelming.  It’s not an everyday situation and knowing what to do next can cause an enormous amount of stress.  At SERVPRO of Mobile County we are always here to help when it comes to fire restoration, but also want to help prepare you for every step of the process.  Here are some tips to ensure that you are “Ready for whatever happens”.

• Before disaster strikes, you should be familiar with your insurance policy and coverage.  Do you have replacement coverage for current market value or “actual cash value” that covers the depreciated cost of your belongings.

• File your claim as quickly as possible following a fire loss.

• Keep track of living expenses.  All homeowners policies include a “loss of use clause”.  This allows for you to be reimbursed for living expenses beyond what you would have spent were you still able to live in your home.

Recovering from a fire damage can be a long process and dealing with your insurance company can be stressful if you don’t have knowledge in hand.